Frank began his career in the financial services industry as an account executive with Merrill Lynch in 1994. He then worked as a Financial Advisor for Dean Witter/Morgan Stanley between 1997 and 2008. Frank made the move to independence affiliating with his current independent broker-dealer in early 2008. He is a registered rep and supervisor, IAR, and has multiple securities licenses. Frank thoroughly enjoys cultivating relationships with financial advisors. He began developing the Social Security canGROW Your Financial Practice Tool KitTM near the end of 2010, with the objective of helping financial advisors guide their clients make smarter Social Security income election decisions.