Credit Analysis Basics:The ABCs of Underwriting (Completed)

Date: Wednesday, August 2, 2017
Instructor: David Osburn
Begin Time:  9:00am Pacific Time
10:00am Mountain Time
11:00am Central Time
12:00pm Eastern Time
CPE Credit:  2 hours for CPAs

This pro-active webinar will explore the “basics” of bank credit including the Five “Cs” of credit-capacity (cash flow), capital (debt versus equity), collateral (assets pledged), conditions (local, regional, national, and international economic conditions), and character (ethical “history” of the borrower).

Who Should Attend
CPAs, CFO/controllers, financial managers, auditors, financial analysts and practitioners who provide accounting, tax or consulting services to businesses.

Topics Covered

  • Basics of the three (3) main areas of bank lending- consumer, mortgage, and commercial lending
  • Credit underwriting, the legal environment of credit, credit policy, and credit investigations
  • Review of making bank credit decisions, credit fraud, the importance of making customer visits, and bankruptcy proceedings

Learning Objectives

  • Recognize the five "Cs" of credit (capacity, capital, collateral, conditions, and character)
  • Define the basics of the three (3) main areas of bank lending- consumer, mortgage, and commercial lending
  • Explore credit underwriting, the legal environment of credit, credit policy, and credit investigations
  • Review credit decisions, credit fraud, and customer visits

Level
Basic

Instructional Method
Group: Internet-based

NASBA Field of Study
Accounting (2 hours)

Program Prerequisites
None

Advance Preparation
None

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