High-Net-Worth Clients: Income Tax Planning (Completed)

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This course delivers a comprehensive and strategy‑driven approach to income tax planning for high‑net‑worth clients. As wealth grows, so do the complexities of tax exposure, asset allocation, charitable planning, retirement optimization, and real estate strategies. Practitioners must understand how to apply advanced tax planning techniques that minimize liabilities while aligning with long‑term wealth‑building objectives.

In this course, you will explore practical, real‑world strategies covering step‑up‑in‑basis optimization, retirement plan maximization, RMD reduction strategies, real estate investment structuring, charitable giving efficiency, tax‑advantaged education and healthcare planning, and multi‑account asset allocation. The course emphasizes proactive planning, coordination between investment and tax decisions, and actionable insights you can immediately apply to your high‑income and high‑net‑worth clients.

Who Should Attend
Tax Professionals

Topics Covered

• Strategies for maximizing the date‑of‑death step‑up in basis
• Tax‑loss harvesting and proactive loss‑management techniques
• Qualified retirement plans and optimization strategies
• Planning approaches to reduce required minimum distributions (RMDs)
• Real estate investing strategies for tax efficiency
• Asset allocation across taxable, tax‑deferred, and tax‑free accounts
• Charitable giving structures and tax‑saving opportunities

Learning Objectives

• Apply strategies to maximize the date‑of‑death step‑up in basis for wealth‑transfer planning.
• Develop tax‑efficient retirement planning strategies, including RMD reduction techniques.
• Evaluate real estate investment strategies within a high‑net‑worth tax plan.
• Allocate assets strategically across taxable, tax‑deferred, and tax‑free accounts.
• Apply charitable giving techniques to reduce taxable income and enhance philanthropic impact.
• Assess advantages of qualified tuition plans (529 plans) and health savings accounts as long‑term tax‑advantaged tools.

Level
Intermediate

Instructional Method
Group: Internet-based

NASBA Field of Study
Taxes (2 hours)

Program Prerequisites
Experience preparing high-net-worth tax returns

Advance Preparation
None