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Self-Study Courses

Why Estate Planning is Still Alive for those not Subject to the Estate Tax (Currently Unavailable)

2 CPE Credits $33.50/credit hour
5.0 (6 ratings)
Per the IRS Education Provider Standards this course must be COMPLETED by 12/31/2025 to receive credits. NOTE: Go to My Professional Profile in your CCH CPELink account settings to ensure your name, and PTIN number; matches your PTIN card

With the Gift and Estate Tax Exemption at an all-time high, clients and practitioners often wonder whether complex estate planning is really necessary. In this course practitioners will learn that estate tax is only one of many important considerations clients must analyze when planning their estate. More and more, clients have children from prior marriages or beneficiaries with disabilities or substance abuse issues. Protecting funds for the intended beneficiary and sheltering assets from creditors or ex-spouses is just as important as protecting assets from estate tax. In addition, basis adjustment opportunities should not be ignored as they can provide valuable tax savings. Practitioners will come away with a thorough understanding of the various estate planning techniques clients can use to protect their hard-earned assets from future uncertainly.

Publication Date: July 2023

Designed For
Attorneys, CPAs, and Enrolled Agents.

Topics Covered

  • What Happens if I Die Without a Will?
  • Guardianships & Conservatorships vs. Medical & Financial Powers of Attorney
  • Why Wealthy Clients Need Sophisticated Estate Planning
  • Estate Planning for Protection in Second Marriages
  • Planning for Minor, Irresponsible, or Disabled Beneficiaries
  • Creditor Protection During Life, At Death, and for Beneficiaries
  • Transfers During Life and Capturing Basis Adjustment Opportunities
  • Free Estate Planning Ideas

Learning Objectives

  • Describe the importance of estate planning for clients without taxable estates
  • Identify the difference between default inheritance laws and estate planning provisions
  • Identify situations when default inheritance laws are detrimental to a client
  • Recognize how to analyze the tax savings that can be achieved by adjusting the tax basis at death
  • Identify how to recommend estate planning techniques to protect clients and beneficiaries

Level
Basic

Instructional Method
Self-Study

NASBA Field of Study
Taxes (2 hours)

Program Prerequisites
None

Advance Preparation
None

Instructor

Klaralee R. Charlton

Klaralee Charlton is a Partner at 3i Law in Denver, Colorado. She practices fiduciary tax, estate administration, and business transactional law. As part of her practice, she guides clients through the process of administering a loved one’s estate including the collection, valuation, management and transfer of assets including financial accounts, real estate, and business interests with a focus on minimizing estate and income tax liability. Klaralee also works closely with trustees of ongoing trusts to ensure compliance and prepares clients’ fiduciary income tax returns annually.

Klaralee has written and lectured on topics including estate and gift tax, fiduciary income tax reporting and U.S. regulations governing the valuation of small family businesses. She is an active member of the Colorado Bar Association, Tax Section and Adjunct Profession at the University of Denver, Graduate Tax Program.

She earned her J.D. in 2011 from the University of Utah, S.J. Quinney College of Law, her LL.M. in Tax Law from the University of Denver in 2013, and her B.A. in political science in 2009 from Bryn Mawr College. She is admitted to practice in both Colorado and Montana.
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