Tax Efficient Portfolio Spenddown Techniques
Date: Tuesday, October 21, 2025
Instructor: Daniel Johnson
| Begin Time: |
9:00am Pacific Time
10:00am Mountain Time
11:00am Central Time
12:00pm Eastern Time |
| CPE Credit: |
1 hour for CPAs
1 hour Federal Tax Related for EAs and OTRPs
1 hour Federal Tax Law for CTEC |
|
NOTE: Go to My Professional Profile in your CCH CPELink account settings to ensure your name, and PTIN number; matches your PTIN card
This session explores advanced strategies for tax-efficient portfolio spenddown, focusing on minimizing tax liability and maximizing wealth preservation. Attendees will learn techniques to optimize withdrawals, manage RMDs, and integrate tax planning with long-term financial and estate goals.
Topics Covered
- Tax implications of income sources (taxable, tax-deferred, tax-free)
- Withdrawal sequencing for tax efficiency
- Roth conversions and tax-loss harvesting strategies
- Managing Required Minimum Distributions (RMDs)
- Estate and legacy planning considerations for portfolio spenddown
Learning Objectives
- Analyze the tax implications of different income sources during portfolio spenddown
- Determine the tax-efficient sequence for asset withdrawals
- Apply strategies to reduce taxes, including Roth conversions and tax-loss harvesting
- Develop methods to manage Required Minimum Distributions effectively
- Implement spenddown techniques that align with estate and legacy planning objectives
Level
Overview
Instructional Method
Group: Internet-based
NASBA Field of Study
Taxes (1 hour)
Program Prerequisites
None
Advance Preparation
None
